The professionals at ReEmployAbility have devoted their careers to providing innovative solutions for returning employees to work.

Founders Frances Ford and Debra Livingston are board-certified workers’ compensation experts and veterans of the claims industry. They combine their unique expertise to provide innovative employment techniques that resolve workers’ compensation cases quickly and cost-effectively.

Meet Debra and Frances

Frances Ford – Co-Founder

Frances Ford has more than 25 years of experience in the workers’ compensation claims industry. Prior to starting ReEmployAbility, she served as the Director of Claims for a national insurance carrier and the fourth largest workers’ compensation carrier in Florida.

Frances was extensively involved in the 2003 workers’ compensation reform and participated in drafting the legislative provisions that were enacted. She continues her involvement with the Division of Workers’ Compensation, attending workshops and hearings to provide input and guidance regarding administrative rules promulgated by the Department of Financial Services.

A native of North Carolina, Frances is a graduate of Florida State University and is board certified in Workers’ Compensation.

She is well known for her public speaking on workers’ compensation topics and has been a frequent speaker at the annual Florida Workers’ Compensation Institute Conferences. She continues to educate the adjusting community at seminars and conferences on behalf of the Association of Workers’ Compensation Claim Professionals (WCCP) and is a certified instructor of the WCCP Workers’ Compensation Board Certification program.

Debra Livingston

Debra Livingston has more than 13 years of experience in the industry, serving in various executive capacities including Director of Claims. Specializing in claims management and client services for workers’ compensation, she has developed effective programs to minimize the costs of claims.

Debra has been a broker consultant for one of Florida’s most well known firms and helps companies, carriers and brokers deal with the complexity of workers’ compensation issues.

She has been on the Board of Directors of the Association of Workers’ Compensation Claims Professionals (WCCP) for numerous years, serving as President from 1999 to 2005. Through her involvement in industry associations, she provides claims training and continuing education at Florida’s most recognized workers’ compensation seminars and conferences.

A native of New York, she holds a bachelor’s degree from Florida State University.